Target stores will no longer accept personal checks for payments starting July 15

Don't bother bringing your checkbook to Target. Very soon, the retailer won't be accepting personal checks.

Target will no longer take personal checks for customer purchases starting July 15, the company told USA TODAY.

"Due to extremely low volumes, we'll no longer accept personal checks starting July 15," Target said in a statement. "We have taken several measures to notify guests in advance to aid an easy and efficient checkout experience."

The retailer's acceptance of personal checks will continue through the Target Circle Week sale, running July 7-13, noted Minneapolis TV station KARE, which was among the first outlets to report the news. Target is headquartered in Minneapolis.

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Here's how you can pay for purchases at Target

In its statement, Target noted the many ways consumers can pay for purchases. "Target is committed to creating an easy and convenient checkout experience, and that includes providing our guests with numerous ways to pay, including our new Target Circle Cards (formerly known as Target RedCard); cash; digital wallets; SNAP/EBT; buy now, pay later services; and credit and debit cards."

Customers can send personal checks by mail to make Target Circle Card payments.

The use of personal checks has dipped in recent years. Consumer use of personal checks declined to just 3% of payments made in 2023, down from 4% in 2021 and 2022, and 7% in 2020, according to Federal Reserve Financial Services.

Among other major retailers not accepting personal checks: Aldi and Whole Foods Markets.

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